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On Friday afternoon, we were hit with a tremendously powerful thunderstorm all across the state of Connecticut. There were many areas of the state that were heavily damaged from the heavy winds and torrential downpours. Power lines went down, people and businesses lost power. trees fell into homes and there were many areas that were heavily flooded. In its aftermath, the sun broke through and I just happened to look out my window and saw a glow in the sky and grabbed my camera to take these photos.. Mother Nature may have dealt us a heavy blow for a few hours but in her mysterious way opened up the sky to this vision of beauty. 
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 Written and Posted by: Donna Bigda - REALTOR® RE/MAX Alliance - Branford, CT 06405 Search Branford, East Haven, Guilford, Madison, New Haven and all New Haven County Homes for Sale
Copyright © 2009 by Donna Bigda, All Rights Reserved ...*After The Storm - Beauty In The Sky In Morris Cove*
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Understanding the general direction of the current Branford CT real estate market conditions is of vital importance to both buyers and sellers in order to help you make a more informed decision when buying or selling a home in Branford. There are currently 121 homes for sale in Branford ranging in price from $158,500 to $7,775,000. In the month of May 2009 there were eleven homes that closed. This is an increase of one unit as there were 10 homes that closed in May 2008. The average sales prices of the homes sold in May 2009 was $408,218 with an average 60 days on the market versus $716,219 for those sold in May 2008 with an average 109 days on the market. The median sales price for May 2009 was $340,000. The median sales price for May 2008 was $426,250. Below is a summary of the Branford CT real estate market that provides a more in depth view of market conditions over the past twelve months. 
The following charts are an overview of the market statistics in Branford CT between January-May 2008 and January-May 2009. 
For the period of January-May 2008 there were 54 homes sold with an average sales price of $480,029 and a median sales price of $336,500. For the period of January-May 2009 there were 44 homes sold with an average sales price of $385,407 and a median sales price of $364,700. 
The average sold price to list price ratio for January-May 2008 was 94% and for January-May 2009 was 92%. 
The average days on market for January-May 2008 was 118 days and for January-May 2009 it was 83 days. In reviewing this comparison of year to year market data for Branford CT there has been a decrease in the number of homes sold along with a decrease in the average sales price indicating a continued weakness in the real estate market. The average days on market for homes sold this year has declined from the previous year. The data for the Branford CT real estate market report for May 2009 is based on statistics provided from the CTMLS (private sales are not included nor are mobile homes). Homes For Sale in Branford CT by Price Range $100,000 to $250,000 250,000 to $500,000 $500,000 to $750,000 $7500,000 to $1,000,000 $1,000,000+ ******************************************************************************************** Contact Donna Bigda, ABR, SRES, e-PRO, Realtor®, RE/MAX Alliance Licensed Realtor® in the State of Connecticut at 203-488-1641, ext. 214 to list your property for sale or to purchase a property in Branford, Guilford, Madison, East Haven, New Haven and the rest of shoreline area in New Haven County Connecticut. If you're considering selling your Branford home, we'd be happy to provide you with a Pin-Point Price Analysis of your home which will help you determine what it might sell for in today's market. If you're thinking of buying a home in Branford CT see Branford CT real estate or sign up today to get access the hottest new listings here Branford CT homes and condos.
Copyright © 2009 by Donna Bigda, All Rights Reserved ...*Branford CT Real Estate - Branford CT Market Report for May 2009*
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 Understanding the general direction of the current Guilford CT real estate market conditions is of vital importance to both buyers and sellers in order to help you make a more informed decision when buying or selling a home in Guilford.
There are currently 198 homes for sale in Guilford ranging in price from $199,000 to $6,750,000. In the month of May 2009 there were 19 homes that closed which is a decrease of 4 homes as there were 23 homes that closed in May 2008. The average sales prices of the homes sold in May 2009 was $449,716 versus $521,643 for those sold in May 2008. The averages days on the market for May 2009 was 126. The average days on the market for May 2008 was 104. Median sales price for May 2009 was $445,000 with an average 85 days on the market. Median sales price for May 2008 was $460,000 with av average 82 days on the market. Below is a summary of the Guilford CT real estate market that provides a more in depth view of market conditions over the past twelve months. 
For the period of January - May 2008 there were 75 homes sold with an average sales price of $551,166, a median sales price of $452,500 and an average days on market of 113 days. For the period of January - May 2009 there were 66 home sold with an average sales price of $432,792, a median sales price of $407,500 and an average days on market of 92 days. The average sale price to list price ratio for January - May 2008 was 93% and for January - May 2009 was 92%. In reviewing this comparison of year to year market data, there has been a significant decrease in the average sales price and average median sales price indicating a continued weakness in the real estate market. The number of homes sold went down moderately year over year and average days on market has been decreasing. The data for the Guilford CT real estate market report for May 2009 is based on statistics provided from the CTMLS (private sales are not included nor are mobile homes). Homes For Sale in Guilford CT by Price Range $10,000 to $250,000 250,000 to $500,000 $500,000 to $700,000 $700,000 to $1,000,000 $1,000,000+ If you're considering selling your Guilford home, we'd be happy to provide you with a Pin-Point Price Analysis of your home which will help you determine what it might sell for in today's market. ******************************************************************************************** Contact Donna Bigda, ABR, SRES, e-PRO, Realtor®, RE/MAX Alliance Licensed Realtor® in the State of Connecticut at 203-488-1641, ext. 214 to list your property for sale or to purchase a property in Branford, Guilford, Madison, East Haven, New Haven and the rest of shoreline area in New Haven County Connecticut. If you're thinking about buying a home in Guilford CT there are many great buys in today's market while interest rates remain low. For more information on Guilford CT real estate homes or condos, see Guilford CT real estate or sign up today to get access the hottest new listings here Guilford CT homes and condos. To keep up to date on the current state of the Guilford CT Real Estate Market & other information about Guilford CT, subscribe to my blog via email here or visit online at www.connecticutshorelineblog.com. If email is your communication preference, email me at donna@donnabigda.com.
Copyright © 2009 by Donna Bigda, All Rights Reserved ...*Guilford CT Real Estate - Guilford CT Market Report May 2009*
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Understanding the general direction of the current New Haven CT real estate market conditions is of vital  importance to both buyers and sellers in order to help you make a more informed decision when buying or selling a home in New Haven. There are currently 214 homes for sale in New Haven ranging in price from $33,900 to $1,790,000. In the month of May 2009 there were 25 homes that closed which is an increase of one home as there were 25 homes that closed in May 2008. The average sales prices of the homes sold in May 2009 was $221,032 with an average 95 days on the market versus $224,787 for those sold in May 2008 with an average 95 days on the market. The median sales price for May 2009 was $182,000 with an average 63 days on the market. The median sales price for May 2008 was $220,000 with an average 75 days on the market. Below is a summary of the New Haven CT real estate market that provides a more in depth view of market conditions over the past twelve months. 
For the period of January-May 2008 there were 107 homes sold with an average sales price of $205,483 and a median sales price of $202,500. For the period of January-May 2009 there were 94 homes sold with an average sales price of $180,315 and a median sales price of $162,000. The average sale price to list price ratio for January-May 2008 was 93% and for January-May 2009 was 92%. The average days on market for January-May 2008 was 90 days and for January-May 2009 it was 87 days. In reviewing this comparison of year to year market data for New Haven CT there has been a decrease in the number of homes sold and a decrease in the average sales price indicating a continued weakness in the real estate market. Short sales, foreclosure and bank owned sales have been a contributing factor in the continuing decline in the overall average sales price. The average days on market for homes sold this year has seen a slight decline from the previous year. The data for the New Haven CT real estate market report for May 2009 is based on statistics provided from the CTMLS (private sales are not included nor are mobile homes). ******************************************************************************************** Contact Donna Bigda, ABR, SRES, e-PRO, Realtor®, RE/MAX Alliance Licensed Realtor® in the State of Connecticut at 203-488-1641, ext. 214 to list your property for sale or to purchase a property in Branford, Guilford, Madison, East Haven, New Haven and the rest of shoreline area in New Haven County Connecticut. If you're considering selling your East Haven home, we'd be happy to provide you with a Pin-Point Price Analysis of your home which will help you determine what it might sell for in today's market. If you're thinking of buying a home in New Haven CT see New Haven CT real estate or sign up today to get access the hottest new listings here New Haven CT homes and condos.
Copyright © 2009 by Donna Bigda, All Rights Reserved ...*New Haven CT Real Estate Market Report May 2009*
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Understanding the general direction of the current East Haven CT real estate market conditions is of vital importance to both buyers and sellers in order to help you make a more informed decision when buying or selling a home in East Haven. There are currently 123 homes for sale in East Haven ranging in price from $89,000 to 1,089.00. In the month of May 2009 there were 16 homes that closed. This is the same number of homes that closed in May 2008. The average sales prices of the homes sold in May 2009 was $210,696 with an average 61 days on the market versus $249,150 for those sold in May 2008 with an average 64 days on the market. The median sales price for May 2009 was $208,500. The median sales price for May 2008 was $235,950. Below is a summary of the East Haven CT real estate market that provides a more in depth view of market conditions over the past twelve months. 
For the period of January-May 2008 there were 68 homes sold with an average sales price of $230,305 and a median sales price of $226,500. For the period of January-May 2009 there were 73 homes sold with an average sales price of $189,469 and a median sales price of $180,000. The average sold price to list price ratio for January-May 2008 was 96% and for January-May 2009 was 95%. The average days on market for January-May 2008 was 91 days and for January-May 2009 it was 88 days. In reviewing this comparison of year to year market data for East Haven CT while there has been an increase in the number of homes sold there is still a decrease in the average sales price indicating a continued weakness in the real estate market. The average days on market for homes sold this year has seen a slight decline from the previous year. The data for the East Haven CT real estate market report for May 2009 is based on statistics provided from the CTMLS (private sales are not included nor are mobile homes). ******************************************************************************************** Contact Donna Bigda, ABR, SRES, e-PRO, Realtor®, RE/MAX Alliance Licensed Realtor® in the State of Connecticut at 203-488-1641, ext. 214 to list your property for sale or to purchase a property in Branford, Guilford, Madison, East Haven, New Haven and the rest of shoreline area in New Haven County Connecticut. If you're considering selling your East Haven home, we'd be happy to provide you with a Pin-Point Price Analysis of your home which will help you determine what it might sell for in today's market. If you're thinking of buying a home in East Haven CT see East Haven CT real estate or sign up today to get access the hottest new listings here East Haven CT homes and condos.
Copyright © 2009 by Donna Bigda, All Rights Reserved ...*East Haven CT Real Estate Market Report May 2009*
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• 2,179 sq. ft., 3 bath, 6 bdrm 3 story "3 Family" -  MLS® $89,900 Downtown, Meriden - Short Sale - Great opportunity for investor. Centrally located 3-family. Each floor has 4 rooms, 2 bedrooms and 1 bath. Needs TLC. Property information
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Understanding the general direction of the current Branford CT real estate market conditions is of vital  importance to both buyers and sellers in order to help you make a more informed decision when buying or selling a home in Branford. There are currently 130 homes for sale in Branford ranging in price from $158,500 to $7,775,000. In the month of April 2009 there were fourteen homes that closed which is identical to the number of homes that closed in April 2008. The average sales prices of the homes sold in April 2009 was $361,857 with an average 70 days on the market versus $392,278 for those sold in April 2008 with an average 113 days on the market. The median sales price for April 2009 was $366,250. the median sales price for April 2008 was $345,250 with av average 98 days on the market. Below is a summary of the Branford CT real estate market that provides a more in depth view of market conditions over the past twelve months. 
The following charts are an overview of the market statistics in Branford CT between January -December 2007 and January -Decmeber 2008. 
For the period of January - December 2007 there were 167 homes sold with an average sales price of $561,478, a median sales price of $387,500 and an average days on market of 90 days. For the period of January - Decmeber 2008 there were 145 home sold with an average sales price of $457,782, a median sales price of $345,000 and an average days on market of 104 days. 
The average list to sale price ratio for January - December 2007 was 95% and for January - December 2008 was 94%. 
The average days on market for January -December 2007 was 90 days and for January - December 2008 it was 104 days. In reviewing this comparison of year to year market data, there has been a decrease in the average sales price and average median sales price indicating a continued weakness in the real estate market. The number of homes sold went down considerably year over year while the average days on market has been rising. The average list price to sales price year to year has remained relatively flat. The data for the Branford CT real estate market report for April 2009 is based on statistics provided from the CTMLS (private sales are not included nor are mobile homes). Homes For Sale in Branford CT by Price Range $10,000 to $250,000 250,000 to $500,000 $500,000 to $750,000 $7500,000 to $1,000,000 $1,000,000+ Contact Donna Bigda, ABR, SRES, e-PRO, Realtor®, RE/MAX Alliance Licensed Realtor® in the State of Connecticut at 203-488-1641, ext. 214 to list your property for sale or to purchase a property in Branford, Guilford, Madison, East Haven, New Haven and the rest of shoreline area in New Haven County Connecticut. If you're considering selling your Branford home, we'd be happy to provide you with a Pin-Point Price Analysis of your home which will help you determine what it might sell for in today's market. If you're thinking of buying a home in Branford CT see Branford CT real estate or sign up today to get access the hottest new listings here Branford CT homes and condos.
Copyright © 2009 by Donna Bigda, All Rights Reserved ...*Branford CT Real Estate - Branford CT Market Report for April 2009*
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If you're looking for a unique and antique treasure, it's time to visit The Historic Carousel at Lighthouse Point Park located on the east side of the New Haven Harbor in the community of Morris Cove. Built in 1916 the carousel has 72 figures mounted on a 60 foot platform. Decorating the carousel are original oil paintings of New Haven local scenery along with mermaids, trains, lighthouses, sailboats and beveled mirrors. During the 1920's there were more than 10,000 such carousels in existence but today the Lighthouse Park Carousel is less than one of a hundred still in operation. The highlight of the day for many years on a visit to Lighthouse Park was to ride the carousel. Over the years hurricanes and deterioration from it's location on the water took its toll on the carousel and the pavilion causing the building to be boarded up and closed down in 1977. A group of citizens was appointed by the Mayor of New Haven in 1980 to come up with ways to restore the carousel. Through the dedication and commitment of many volunterrs who spent hours cleaning, painting and scraping along with an "Adopt "A Horse" prgoram that was developed to help pay for the restoration and funds allocated by the City of New Haven to rehabilitate the pavilion the carousel was brought back to life. In 1983 the Lighthouse Point Carousel was added to the National Register of Historic Places. The 5,000 square foot pavilion that is home to the carousel is available for rental and the perfect spot for weddings, banquets and private functions with its magnificent views of Long Island Sound and the New Haven Harbor. Hours of operation during the summer season (Memorial Day to Labor Day) are: Saturday and Sunday from 1:00 pm to 4:00 pm. Cost: 50 cents There is a $10 parking fee for non-residents between Memorial Day and Labor Day. Private rentals are available and group reservations are accepted. For more information call 203-946-8327. Take a ride today and enjoy a little bit of history and fantasy on the Lighthouse Point Carousel. 
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The city of New Haven Connecticut is rich in history and features many areas and places thar are listed in the National Register of Historic Places.  A stone's throw away from my backyard in the Morris Cove neighborhood of New Haven is Lighthouse Park home to the historical Five Mile Point Lighthouse.
Marking the entrance to the New Haven Harbor is the Five Mile Point Lighthouse given its name for its distance from downtown New Haven. The original lighthouse built in 1805 was a 30-foot octagonal shingled wooden tower with its light generated by eight lamps and thirteen inch reflectors. From the beginning the light from the beacon was considered too dim and too low and was not protection for seamen who relied on the beacon to protect them from disastter and keep them away from the rocky shores. In 1845 it was recommended that a new tower be built on the nearby Southwest Ledge. Because of the cost involved and the location too far north on the shore a new lighthouse was built in 1847 on the same spot as the first. A two story brick dwelling was built next to the lighthouse that served as the keeper's home connected by a wooden passage. The brick structure still stands today but the wooden passageway has long since disappeared. 
On January 1, 1877 the first officical night for the lighthouse at Southwest ledge was the last for the Five Mile Point Lighthouse. The city of New Haven purchased the land and the building of Five Mile Point in the late 1920's and in 1949 Lighthouse Point Park was opened to the public. 
Five Mile Point Lighthouse has withstood the test of time through many storms including a hurricane in 1938. Renovations to the interior and the exterior of the tower were completed in 1986, Jn 1990 Five Mile Point Lighthouse was placed on the National Register of Historic Places. 
Today while the beacon from the lighthouse is dark, the tower stands tall along the shores of Five Mile Point and New Haven Harbor.
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If you're looking for a FUN-filled family place for birthday parties and more Club Kids in North Haven CT is party central for kids and adults alike. 
Two weeks ago my granddaughter turned 7 and yesterday we celebrated her birthday at Club Kids. The staff was wonderful and very accomodating in helping the party run smoothly from beginning to end. There are four private birthday party rooms to choose from that can be reserved for a 2-hour party with your choice of a basic, super or ultimate party package. 
The 11,000 sq. ft. building is filled with games, a rock climbing wall, moonbounce, playscape and go-carts for the fun and adventurous. 
Our birthday girl had the Ultimate Party Package that included paper goods for the party, balloons, pizza slice or hot dog per child, popcorn, soda or juice box, cake, game tokens for the birthday girl and her guests, driving the go-carts (ages 4-12) and a birthday tee shirt. 
Club Kids will organize a child's individaul birthday party and also caters to nursery schools, day care centers and other group programs. In addition to birthday parties, Club Kids also offers packages for a Cooking Party, Animaland Party, Arts & Crafts Party, Pirate Party, Slumber Party, Ice Cream Party and an Economy Party. Club Kids is located at 117 Washington Avenue in North Haven. Hours of Operation: Monday - CLOSED Tuesday/Wednesday - 10:00 to 6:00 PM Thursday/Friday/Saturday - 10:00 to 8:00 PM Sunday - 12:00 to 6:00 PM For more information or to make reservations call 203-239-5437
Contact Donna Bigda, ABR, SRES, e-PRO, Realtor®, RE/MAX Alliance Licensed Realtor® in the State of Connecticut at 203-488-1641, ext. 214 to list your property for sale or to purchase a property in Branford, Guilford, Madison, East Haven, New Haven and the rest of shoreline area in New Haven County Connecticut. Copyright © 2009 by Donna Bigda, All Rights Reserved ...Copyright © 2009 by Donna Bigda, All Rights Reserved ...*Club Kids - North Haven CT - Family Fun - Birthday Parties and More!*
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 To understand the entire process of Short Sales in Branford Connecticut and New Haven County please read the articles below before reading this post. They will give you a greater understanding of where we are in this series on Short Sales.
Short Sales - Part 1 - What You Need To Know Short Sales - Part 2 - Are You Qualified To Do A Short Sale? Short Sales - Part 3 - What You Need To Do To Prepare For The Short Sale Short Sales - Part 4 - What The buyer Needs To Have With A Short Sale Offer Short Sales - Part 5 - Myths and Truths About Short Sales Short Sales - Part 6 - After The Offer Comes In Now that the complete short sale package is in the hands of the lender this is the time when you need an agent that is working with the seller and knows how to negotiate with the seller's lender. The person we will be dealing with at the lender is typically known as the negotiator. When the negotiator gets the file it is checked to make sure that all the required paperwork is in the package and if the file is complete. Some lenders will not even assign a negotiator until a complete short sale package has been submitted. It is critical that a complete package is submitted to the lender from the start. Once the file has been checked by the negotiator and found to be complete a BPO will be ordered. What is a BPO? A BPO is a Broker's Price Opinion. This is an informal appraisal typically done by a local real estate agent the lender will hire to do a pricing report. The information this individual provides in their report back to the lender is what they believe the fair market value of the property is right now. The value that this individual gives to the lender will be the amount they begin negotiations with. Once the lender lets us know what the note holder will accept as a net figure, we call the buyer's agent if their offer is lower so he/she can tell their buyer what the price will need to be for them to purchase this home. If the buyers agree to that price we have a deal and can begin all the closing and loan procedures for the buyer's side. If this price is not agreeable and too far away to work with then we adjust all our marketing and the Multiple Listing Service to the price that will get this property sold. It is generally much faster and easier to sell the home once the BPO has been done. One of the most common causes of problems with the successful closing of a short sale is the lack of experience of the real estate agents involved. After the file has been received follow up at least once a week; in some cases twice must be made with the negotiator to check on the progress and status of the file. Enough cannot be said about how important it is to keep everyone aware of what is going on at each critical step of the negotiating process Donna Bigda
Licensed Connecticut REALTOR®
10 Pine Orchard Road
Branford, Connecticut 06405 Call Donna at 203-488-1641, ext. 214
Fax 203-315-2127
by email Donna@DonnaBigda.com
or visit www.TheShorelineTeam.com Disclaimer: All information provided by this author is strictly an opinion, is not guaranteed, may be based on information collected from several sources, which may or may not be deemed reliable at the time of researching this article and may be time sensitive. P.S. If you are listing your home as a short sale in New Haven County Connecticut make sure you hire an agent who knows how to do short sales, can give you the expertise to help relieve the uncertainty and most of all, help your family. Call or email for a no obligation consultation. 
Copyright © 2009 by Donna Bigda, All Rights Reserved ...*Short Sales in Branford Connecticut and New Haven County - Inside the Process - Part 7*
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There are many homeowners today without a clear understanding of the differences between a foreclosure and a short sale. The consequences a homeowner faces between the two can have a huge impact on their credit and employment especially if their job requires a security clearance.
 
In an effort to help these homeowners who may not be aware of the advantages and disadvantages of foreclosure vs short sale, I would like to explain the points at issue and consequences of both.
In a foreclosure credit your credit score may be lowered from 250 to over 300 points and it typically can affect your score for over 3 years.
With a successful short sale on your home only late payments on a mortgage will show and after sale mortgage will be reported as paid or negotiated. This will lower the credit score as little as 50 points if all other payments are being made. The effect of a short sale can be as brief ans 12 to 18 months.
Your credit history in a foreclosure will remain as a public record for 10 years or more. A short sale is not reported on your credit history as there is no specific reporting item for a "short sale." The loan is typically reported "paid in full, settled."
Outside of a conviction of a serious misdemeanor or felony a foreclosure is the most challenging issue against a security clearance. If you are in the military, in the CIA, Security, are a police officer or any other position that requires a security clearance and have a foreclosure in almost all cases that clearance will be revoked and the position terminated. A short sale on its own does not challenge most security clearances.
If you are currently employed employers have the right and are actively checking the credit regularly of all employees who are in sensitive positions. In many cases a foreclosure is grounds for immediate reassignment or termination. Since a short sale is not reported on a credit report it is as a result not a challenge to employment.
In the case of future employment many employers are requiring credit checks on all job applicants. In most cases a foreclosure will challenge employment and is one of the most detrimental credit items an applicant can have. As stated above because a short sale is not reported on a credit report as a result is not a challenge to employment.
A bank has the right to pursue a deficiency judgment in 100% of foreclosures (except in those states where there is no deficiency). It is possible in some successful short sales to convince the lender to give up the right to pursuit a deficiency judgment against a homeowner.
In regards to deficiency judgment amounts a home in foreclosure will have to go through an REO process if it does not sell at auction and can in most instances result in a lower sales price and longer time to sell in a declining market. This will result in a higher possible deficiency judgment.
When a short sale is properly managed a home is sold at a price that should be close to market value and in almost all instances will be better than an REO sale resulting in a lower deficiency.
The period for eligibility of a future loan differ greatly between a homeowner who loses a home to foreclosure and a homeowner who successfully negotiates and closes a short sale.
Effective May 21, 2008 the homeowner of a primary residence who loses a home to foreclosure is ineligible for a Fannie Mae backed mortgage for a period of 5 years. With a successfully negotiated and closed short sale a homeowner will be eligible for a Fannie Mae backed mortgage after only 2 years. In a non-primary residence an investor who allows a property to go to foreclosure is ineligible for a Fannie Mae backed investment mortgage for a period of 7 years. In a successfully negotiated and closed short sale an investor will be eligible for a Fannie Mae backed investment after only 2 years.
Eligibility for a future loan with any mortgage company for a homeowner who loses a home to foreclosure will affect their future rates and will require the prospective borrower to answer YES to question C in Section VII of the stand 1003 application that asks "Have you had property foreclosed upon or given title or deed in lie thereof in the last 7 years?" There is no similar question or declaration regarding a short sale.
A short sale is an emotional transaction but as a Certified Distressed Property Expert, I want to help take the stress out of losing your home to foreclosure and explain the full range of solutions that are available. Call me today for a confidential consultation.
Donna Bigda
Licensed Connecticut REALTOR®
10 Pine Orchard Road
Branford, Connecticut 06405
Call Donna at 203-488-1641, ext. 214
Fax 203-315-2127
by email Donna@DonnaBigda.com
or visit www.distressedhomeownershelpline.com ![]() 
Copyright © 2009 by Donna Bigda, All Rights Reserved ...*Foreclosure vs Short Sale*
Disclaimer: All information provided by this author is strictly an opinion, is not guaranteed, may be based on information collected from several sources, which may or may not be deemed reliable at the time of researching this article and may be time sensitive. Sellers are advised to obtain legal advice regarding the advisability and terms of any short sale agreement with creditor(s) and professional tax advice regarding tax implications of a sale.
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According to the latest report furnished by RealtyTrac for March 2009, Connecticut is  ranked #13 nationally with a total of 2,885 foreclosure filings which consists of notices of default, auctions and bank owned properties. This represents an increase of nearly 30% for Connecticut home foreclosure filings from February 2009 and a 35.70% increase from March 2008. Connecticut was ranked #14 in foreclosure filings in February 2009. With 1 in every 417 homes facing foreclosure, New Haven County has the highest number of foreclousre filings with 836 followed by Fairfield County with 740, Hartford County with 590, New London County with 211, Windham County with 141, Litchfield County with 133, Middlesex County with 123 and Tolland County with 85. A weakening in the financial and manufacturing sectors and a flattening of the job market has been a contributing factor for the rise in Connecticut home foreclosure filings. This brings Connecticut to a total of 6,756 foreclosue filings year to date. ******************************************************************************** If you are considering listing your home as a short sale be sure to choose a Realtor with the CDPE designation. An agent who has earned the Certified Distressed Property Designation has dedicated their time and effort to understanding the issues distressed homeowners are dealing with and who understands the full range of solutions and is ready to help. A short sale is an emotional transaction, but as a Certified Distressed Property Expert, we help you take the stress out of losing your home to foreclosure. Successful short sales include all property types, including condos, townhomes multi-family homes, single-family homes, luxury estates and waterfront homes. Donna Bigda, CDPE
Licensed Connecticut REALTOR®
10 Pine Orchard Road
Branford, Connecticut 06405 Call Donna at 203-488-1641, ext. 214
Fax 203-315-2127
by email Donna@DonnaBigda.com
or visit www.AvoidForeclosureInCT.com 
Copyright © 2009 by Donna Bigda, All Rights Reserved ...*Connecticut Home Forelcosures - Connecticut Ranked 13th In March 2009 Nationally*
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• 1,280 sq. ft., 2 bath, 2 bdrm ranch
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MLS®
$250,000
Momauguin, East Haven
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Wake to sunrise views and relax with sunset views in this top level ranch end unit. Spectacular views of ocean from kitchen, living room and master bedroom deck. Large walk in closets. MBR with full bath. Pool and tennis.
Property information
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This townhouse located at 382 Monticello Drive in the Jefferson Woods complex in Branford CT was just sold. Listed for 185,500 this unit sold for $169,000 on March 27, 2008.
This Jefferson Woods townhouse featured a living
room and dining room area with wood flooring. The living room also had
a cozy corner fireplace. The fully applianced eat-in kitchen offered
an open view into the adjoining living room and dining room.
The large master bedroom with ample closet space, second bedroom and full bath were located on the second floor.
In the lower level was a fully finished family room that included a
bar with sliders that led out to a patio surrounded by a large and
nicely landscaped common yard area. There was additional storage space
in the basement and included a separate area for the washer and dryer.
The location of this townhouse was an added plus with it's close proximity to the center of Branford, East Haven and I-95.
This townhouse is approximately 1152 square feet with 2 bedrooms, 1
1/2 baths, central air and tucked away on a cul-de-sac with a large
front and back yard area.
The condos fees are $295 per month and the complex has swimming pool, clubhouse, tennis court and playground area.
****************************************************************************************
Contact Donna Bigda, ABR, SRES, e-PRO, Realtor®, RE/MAX Alliance
Licensed Realtor® in the State of Connecticut at 203-488-1641, ext. 214
to list your property for sale or to purchase a property in Branford, Guilford, Madison, East Haven, New Haven and the rest of shoreline area in New Haven County Connecticut.
If you're thinking about buying a home in Branford CT
there are plenty of great buys in today's market and now is one of the
best times to buy while interest rates remain low. For more information
on Branford CT real estate homes or condos, see Branford CT real estate or sign up today to get access the hottest new listings here Branford CT homes and condos.
Copyright © 2009 by Donna Bigda, All Rights Reserved ...*382 Monticello Drive - Branford CT Townhouse Just Sold*
P.S. If you are listing your home as a short sale in New Haven County Connecticut make
sure you hire an agent who knows how to do short sales, can give you
the expertise to help relieve the uncertainty and most of all, help
your family. Call me at 203-488-1641, ext. 214 and let’s get started
on the path to recovery.
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